Type of Insurance Requested
Workers’ Compensation insurance provides benefits to your employees for work-related injuries or illnesses. This includes medical care, wages from lost work time, rehabilitation, disability benefits and survivor or death benefits. When one of your employees gets hurt on the job or has a work-related illness workers’ compensation insurance will cover them. Complete an application or contact us for a competitive quote through one of our many carriers.
If you are a “non-subscriber“, or employer without Workers’ Compensation insurance, you continue to have certain responsibilities under the Texas Workers’ Compensation Act and can be held liable for injury to workers.
Non-subscribers are required to file DWC Form-005 with the Division of Workers Compensation annually between Feb. 1 and April 30 of each calendar year. The law also requires written notices be posted in the personnel office and in a prominent place where employees can see them regularly telling employees that you do not have workers compensation insurance. A written notice must also be given to new employees upon hire.
Employers with five or more employees also have ongoing requirements to report monthly any injury that results in more than one day lost from work, all occupational illnesses and fatalities.
Workers compensation insurance is more affordable than ever and further rate reductions are coming. Our agency can provide the most competitive rates with service you can rely on. With more than 65 years in business you can be assured that we will provide great service, pricing and convenience through one of the many fine insurance carriers we represent.