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Home, Auto and Business Insurance

Automobile, RV and Motorcycle

Car, Automobile, Motorcycle, RV Insurance

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Home & Renters

home, dwelling, renters insurance

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Learn More about apartment, dwelling, home, rentals insurance

Commercial

Commercial Insurance for indivdual and business

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Learn More about automobile, workers compensation, property and liability insurance

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Homeowners insurance pays to repair or replace your house and personal property if they’re damaged or destroyed by an event or occurrence covered by your policy. These events or occurrences are called “covered losses.”

Texas Homeowners Policies

Most homeowners policies in Texas include the following coverages:

Types of Policies

Insurance companies in Texas may sell several types of policies. If a company offers you a policy with less coverage than you’d like, ask if other policies are available. You may also be able to buy additional coverage by adding endorsements to your policy.

The two types of policies sold in Texas are

Note about replacement cost and actual cash value:

The following are common endorsements you can consider adding to your policy:

Other Types of Residential Property Policies